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To calculate it, take the balances on your revolving credit accounts, such as credit cards, and divide that by the total amount of credit lines on your accounts. Then multiply that value by 100 to get your utilization percentage. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. MAP # 5722533. Bank of America drive-thru ATM located at 2195 Brooklyn Ave Merrick, NY 11566. Our drive-thru ATM makes it convenient to conduct personal & business financial transactions.We would like to show you a description here but the site won’t allow us.A partnership built with growth in mind. Destiny is the partner you want on your credit journey. 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Take a look at what the freedom of a Merrick Bank credit card could do for you. We're a national leader in providing RV, boat, trailer, and powersports loans to people with a ... A percentage of the total amount credit you’re using. To calculate it, take the balances on your revolving credit accounts, such as credit cards, and divide that by the total amount of credit lines on your accounts. Then multiply that value by 100 to get your utilization percentage. A Universe of Possibilities. With goMobile you can manage your account, view Transactions, see your FICO ® Score, Quick Freeze, and more! Coming Soon! In the next few weeks, we're launching an updated MerrickBank.com with a fresh design and a change to how you'll log into your account. 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